Pension and Employee Services

Our Pension and Employee Services are designed for institutions that are looking to establish retirement or incentive based schemes for their employees as well as individuals who are looking to establish a tax efficient and flexible scheme for their retirement needs.  We work with both large scale and smaller employers with schemes available for individuals or groups.

We provide four specific employee pension and retirement structures.

  • The Mercator Qualifying Recognised Offshore Pension Scheme (an HMRC registered QROPS);
  • Employer Funded Unapproved Retirement Benefit Schemes (“EFURBS”); and
  • International Pension Plans (“IPPs”)
  • Employee Benefit Trusts ("EBTs");

Our pensions services are delivered by a highly experienced team of administrators. We administer the establishment of the structure, drafting appropriate deeds and members booklets, securing Guernsey and UK regulatory approval as required, dealing with initial pension transfers and subsequent contributions. We will also provide investment and ongoing monitoring of the funds, payment of benefits, regular accounting and member reporting, while working with actuaries to ensure appropriate advice is taken on funding requirements for retirement.

Contact Clive Damsell